Financing

Our Financing is Second to None!

No Closing Cost
Closing costs and prepaid items cost buyers thousands of dollars. With our lenders all you need is your prepaid Home Owners insurance policy at final closing.
 
Credit Problem?
Our lenders look at the big picture. In many cases if the situation can be explained, loan approval may be obtained with less than perfect credit.
     
No Down Payment
In most cases your land is your down payment. Take advantage of the opportunity to build now!
 
No Prepayment Penalty
Loans can be refinanced or prepaid at anytime without penalty.
     
No Escrow or PMI
Our lenders do not require an escrow account or Private Mortgage Insurance. This feature alone can save an average 50 to 60 dollars monthly (80/20 LTV required on conventional loans).
 
Easy One Stop Shopping
Home selection, upgrades, design, color selections, changes and lender financing is all taken care of at your Southwest Home Sales Office.
     
Fast Loan Approval
Our lenders approve loans quickly, usually within two working days or sooner.
 
No interim Costs
No payments until your home is finished.


And remember, lot payoffs, septic, well, driveways, lot clearing and other improvements may be included in your loan. Be sure to check our "occupy and finish" program and we will loan you the money to finish the home your way.

"You can use our lender or yours. We have built homes financed by most major mortgage companies in the US."
 
 
 
© 2006 Southwest Homes