Does my credit have to be perfect?
No. Many times people have credit bruised by many different types of life's circumstances. Our lenders look at the big picture. Although good credit is a valuable asset, perfect credit is not necessary.

How much money is required for the down payment?
Our financing program requires No Down Payment; No Closing Cost and 100% financing is available.

In what area do you build your homes?
We usually build within 75 miles of our office locations.

Does my property have to be paid for?
No. We can finance the land payoff in most cases as well as financing the well, septic system, driveways, lot clearing and other items necessary to build your home.

Will you build my plan or do I have to build one of your plans?
We will build your plan or ours. Usually we can build our standard plans for less because we know exactly what is required.

If I select one of your plans, can I make some changes?
Yes. You may make adjustments to personalize your home to fit your needs.

How much does a house cost per square foot?
We price each home on an individual basis due to variations in floor plans - some have large porches, others small porches and some have garages and some don't. Other factors to consider - wall height, ceiling treatments, pitch of the roof, amount of cabinetry, etc. Our sales staff is very knowledgeable about construction and can show you the most economical way to build your house.

How long will it take to build a house?
There is no accurate way to determine how long the up-front paper work will take before construction can begin. Every project is different. Construction time will depend primarily on the size of the home, type of foundation and stage of completion. However, after foundation is in place, construction would be expected to take 90 to 120 days under normal weather conditions.

What kind of foundation do you build?
We build most houses on a steel re-enforced concrete slab designed for the soil in your area. These foundations are inspected by a licensed engineer or an independent inspection service to insure that your slab is built in accordance with the proper codes and local requirements. We also build homes on post tension slabs, crawl space, pier and beam, pilings, and basements. We have locations over most of Texas and in Arkansas so we adapt to the proper foundation for the specific job and geographical location.

When do my payments start?
If your property is paid for, you will not have a payment on the home until 30 days after Southwest Homes has completed their portion of the building contract.